What If?

So weddings are all fun, fabulous, and momentous occasions we want to remember fondly for a lifetime. No one ever wants to talk about the “what if.” Shhh…don’t tell anyone, but I actually want to talk (or whisper) about the “what if.” In an attempt to learn something from tragedy, let’s pause from the fun (if only for a second) and prepare for the unknown.

Much of California burns today and many landmarks have been, and threaten to be, destroyed. From the Castle in Malibu to Southern California churches and homes, many no longer exist. What if your wedding was set for this weekend? What if? Of course we hope this never happens to you; and hope that no events are affected by these fires (or any other for that matter), but take a moment and think about the possibility. What would you do? Well, you would really want a Plan B.

Wedding insurance is a growing trend and a good option if you ever have to enact a Plan B. Companies like WedSafe (and even many homeowners’ policies) offer low premiums to protect against not only bad weather and unforeseen disasters, but also lesser evils like damage your guests cause to your venue after a night of too much fun and celebration. Something to not only discuss with your spouse-to-be, but something to budget into your bottom line!

While I was a skeptic at first, singing the mantra that “this could never happen to me;” I am now a convert, and a firm believer of expecting the best but preparing for the worst on such an important day. Why would you spend a year of planning and oodles of money and not spend a moment and a few extra dollars to protect yourselves? It’s likely that you’ll never have to enact that coverage, possibly even forgetting you have it; but at the same time, isn’t it nice to know, in the back of your mind, that it exists? You have insurance for your cars, your homes, your health, and oftentimes your job, but not for the single most important day of your life? Put it that way, and of course you want it! What better gift could you give yourself or your fiancé on your wedding day, but total piece of mind?

Whether your big day is affected by these fires or not, let’s take this day and this opportunity to remember what really matters about your wedding – the love you share for one another and the times you will cherish with your friends and families…this is what makes a wedding - not the budget, the flowers, or even the band.

Our thoughts are with those in California!!